Workers Comp

Michael T

New Member
Help,
My comp just went thru the roof. My premium tripled since last year. I need another option or to lease my employees out. Ive already called Walters Insurance, couldnt help me. Any suggestions ? Im in Texas. Ive got to do something fast the premium is going to eat me up.

Michael T / Centex Pressure Washing
 

David Saulque

<b>PWN TEAM - Hood Moderator</b><br<b><font color=
What is your rate? mine is $12.50 per $100! Each state has it's own program and rates.

Good Luck

David
 

Michael T

New Member
David, My rate was 11.50/100 up until last year . Because of an ongoing fraudulent claim ( MHO ) my rate went to 21.05/100 this year. You might as well talk to the wall as try and get help from WC. The claim was 20% legit and 80% bogus. I caught this guy working while drawing WC. Called WC and they said they didnt have time or manpower to investigate. Told me to get video camera and film him. When I made more noise they did send PI but was useless. But they paid all the claims and then jacked my rate. Do you sense my frustration?

AAAAGGGGGGGGGGGGGGHHHHHHHHHHHH.:burn:


Michael T / Centex Pressure Washing
 

Douglas Hicks

New Member
Ever notice how some of these government agencies have no concept of fairness. I make copies of all correspondence, including the date recieved and the envelope. When I reply, I send copies of all correspondence. Keep track of the person who originally takes the case, do not be afraid to find out the supervisor. Several months ago, I received notice that a person who quit had filed for unemployment. I followed through and got the case dismissed. I talked to the person handling the case, letting them know I was taking notes, read the notes back to them and sent copies of my notes to them. There were sevral discrepencies between my version and that of the former employee. I won. Another time I wrote out my version and faxed it to the employment office. At that time I was leasing employees, and the leasing company was responsible for unemployment claims.The employement division found I was financially responsible for the claim. I immediatly called the person back and asked if she had even read my letter. She admitted she had not. I then asked for her supervisor, saying I would send copies to the supervisor. A few days later I got another letter, saying the case had been resolved in my favor.

Keep copies, respond in a timely manner & don't be afraid to go the supervosor when required.

Good luck, don't give up.

Douglas Hicks
General Fire Equipment Co of Eastern Oregon, Inc
 

Pete

New Member
well i am now in the power wash biz pay my traval (cheep) give me a place to set up a tent h2o to wash my self i will bust him or hehe i use to be a bounty for 15 years now just part time.
 

Pete

New Member
also plz have all records of contact to the ins co because i don't loose if you wish to call me do so 925.382.7488
 

Hayden

New Member
Leasing Employees?

What's this about leasing employees? I may be interested?

With my Full-time day job, I can't expand the business like I want too. Is this leasing an option?

Does it eliminate WC? Payroll?

Currently, I service fire systems in restaurants and can get all the hood cleaning work I want, but I want someone else to run that part of the business and I'm not sure which way to turn.

Any ideas?

Sincerely,

Hayden
 

Pete@SunBrite

New Member
leasing

When you lease employees, you are really co-employing. Your employees are recruited by you, hired by you, supervised by you, terminated (if necessary) by you, etc. The only advantages to employers are 1) that WC (and unemployment) is a negotiated rate between you and the leasing company, and 2) that everything is done on a "pay as you go" basis, and 3) you don't have to file the taxes, etc.,because the leasing company does this.

Your employees are now a part of a group of thousands of employees (instead of everything being based on your company's four employees alone). The rates are based on the large group instead of your small group. There is a fee for the services, but we saved enough after paying their fee to be about 2% ahead.

There are some cautio9ns as well. There have been horror stories in the past about employee leasing companies that didn't pay the taxes even though an employer paid the leasing company. Choose wisely, my friend.

I gave a short seminar at a PWNA convention (in 2001) about employee leasing, so our members would know if there was an advantage to employee leasing for them.

Hope this helps. I'd like to see you attend the Pittsburgh PWNA Technical if you can make it.
 

Our Sponsors

Top