I contacted Marlin leasing just to see what it was all about. Thay passed me on to Safe leasing where I got the info I needed.
I would NEVER use one of these companys. I was quoted on a $20,000 loan/lease @ 33 months @6.5%= $925.04 per month payment. Over $30,000 payed in under 3 years. Yes you can pay it off early but its no benifit to you, you still owe the full amount instrest and all. I could accept this if I had bad credit/no credit but I dont. Go to the bank and get a loan, you'll save big time in the long run.