Bonding, as it was explained to me, really has nothing to do with what we do because we're "outside". It's used more by folks that have to enter someone's home, ie, window cleaners or janitorial services. It's kind of like a theft protection.....EX. Suzie Q goes to clean Mrs. Smith's windows and Mrs. Smith's diamond broach disappears. If you're bonded and Suzie Q is convicted of the crime, they pay the restitution, not you as the employer.
Insurance is not an option. Anyone who gets into this business without it is foolish. So many things can go wrong, even to good people. EX. You're washing Mrs. Smith's house, wind blows your chemical over onto Mr. Jones' car and eats his paint off. Can you go out of pocked to repair/repaint his car? Or, your tip flies through a window and you shoot 50 gallons of water into the living room....
Workers compensation is also something that we would not consider working without. Did you know that when you hire anyone to do work at your house, plumbing, electrical, lawn care, you are immediately the employer and you are responsible for any injury that they sustain while working on your property? Having WC is a protection that you provide to your customer, not yourself. It is a great marketing tool as well. You also may not be able to get on some construction sites without it if you're looking into doing new construction work.
When looking at a machine, you should be more concerned with the GPMs than the pressure it delivers. 4 GPMs is the minimum you want to play with. If you're using quality chemicals, you want your machine to deliver great rinsing capabilities. It will increase your productivity dramatically.
Celeste